Carl Larkin

Payments Technology Executive
Carl Larkin


Carl offers decades of technology experience specializing in consumer and corporate payments. He is a seasoned executive for Fortune 100 financial institutions, at times responsible for global card technology platforms and associated product development, deployment, and processing. Carl has overseen global risk/fraud platforms, including acquisition, authorisations, cryptography, underwriting, and collection, and he has led numerous platform consolidations & migrations. He has deep insights into advanced payment technologies and trends, especially tax-free shopping and dynamic currency conversion.

Professional Background

Carl spent over 17 years in various technology executive global roles at American Express and 3 years at Barclaycard as Head of Risk Technologies & Platforms then Head of Technology & Change at Barclays Point of Sale Finance Lending. The first 13 years of his career was in Telecommunications product development with Plessey, GEC, Siemens & Marconi.


Carl holds a Master’s degree in Microelectronics & Microprocessors from the University of Liverpool, and a First Class BSc in Computational Science from the University of Hull.


In between corporate gigs, Carl has embraced outdoors sports and is a fully qualified Nordic Walking Instructor. He enjoys teaching this fantastic sport, leading walks, and helping change lives through exercise.

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